Effective Date: 2 January 2025
Welcome to ashleytownsendfinancialadviser.com (the “Website”), operated by Ashley Townsend, an Independent Financial Adviser associated with Prosperity IFA (“we,” “our,” or “us”). By using this Website, you agree to these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use the Website.
1. General Information
This Website is intended to provide general information about financial planning, services, and tools offered through Ashley Townsend and Prosperity IFA. It is for informational purposes only and does not constitute financial, legal, or tax advice.
2. Use of the Website
2.1. The Website is for personal, non-commercial use only.
2.2. You agree not to:
- Copy, reproduce, or distribute any content without prior written consent.
- Use the Website for any unlawful or harmful purpose.
- Attempt to gain unauthorised access to the Website or its systems.
3. Services and Tools
3.1. The Website includes tools such as calculators for general guidance only. Results from these tools are estimates and should not be relied upon for decision-making. Always seek personalised advice from a qualified adviser.
3.2. Any services described on the Website are offered through Prosperity IFA. Your engagement will be governed by a separate agreement with Prosperity IFA.
4. Blog Posts and Content
4.1. Blog posts on the Website represent the views of Ashley Townsend and are for general educational purposes.
4.2. We endeavour to keep information accurate and up-to-date, but we do not warrant the completeness, accuracy, or timeliness of the content.
5. Third-Party Links
The Website may contain links to third-party websites. These links are provided for convenience and do not imply endorsement. We are not responsible for the content or practices of third-party websites.
6. Privacy and Cookies
6.1. Our Privacy Policy governs the collection, use, and protection of your personal data. By using the Website, you consent to our data practices.
6.2. The Website uses cookies to enhance user experience. For more details, please review our Cookie Policy.
7. Disclaimer of Liability
7.1. The Website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee uninterrupted access to the Website or that it is free from viruses or harmful components.
7.2. To the fullest extent permitted by law, we disclaim liability for any direct, indirect, or consequential losses arising from your use of the Website.
8. Intellectual Property
All content on the Website, including text, graphics, logos, and tools, is owned by or licensed to us and is protected under intellectual property laws. You may not use this content without our prior written consent.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated “Effective Date.” Your continued use of the Website constitutes acceptance of the revised Terms.
11. Contact Us
If you have any questions about these Terms, please contact Ashley Townsend via email at [email protected] or through Prosperity IFA at their Crowborough office.